We Understand Payment Processing for Direct Sales

We understand autoship billing. We understand global payments acceptance. We understand PCI Compliance. We understand credit card data security. Most importantly, we understand how to help Direct Sales organizations increase revenue through efficient payment processing.

Step by Step – How We Improve Your Business

Replace internally stored credit card information with unique ‘tokens’ by remotely storing the data in Braintree’s Vault
Use tokens in autoship profiles instead of the credit card information and bill initial, subsequent and recurring orders any amount at any time
Maintain multiple credit card and echeck payment types per customer to increase autoship success rates
Automatically update credit card numbers, expiration dates and account status to further increase successful autoship billing
Significantly increase PCI Compliance and security by eliminating the handling, processing and storage of credit card information – all without changing the user experience and retaining the same control over the data as if it were internally stored
Reduce losses due to fraud and combat evolving tactics with advanced fraud scrubbing tools
Accept payments globally in over 120 currencies and settled in up to 13

We make autoship more profitable and secure

More Profitable. Braintree helps Direct sales organizations greatly increase autoship success rates by 1) automatically updating the credit card information on file to increase success rates and 2) powering Cascade Billing through the storage of multiple payment types per customer (credit card and ach).

More Secure. By replacing internally stored credit card information with unique tokens, through the remote storage in Braintree’s Vault, there is no sensitive credit card information present to be stolen by criminals or rouge employees.

Braintree greatly simplifies PCI Compliance

With Braintee, Direct Sales companies can continue to accept payment through all acceptance channels without actually ‘handling, processing, or storing’ any credit card information. There is no change to the user experience and there is complete control over the data as if it were present internally. Without credit card information in the merchant environment, the scope of PCI Compliance is significantly reduced and no credit card data is present to be stolen.

How Braintree’s Transparent Redirect Works

The Traditional Approach

Risk and fraud management

Online fraud has become increasingly sophisticated and costs merchants billions a year. Our fraud scrubbing and prevention suite allows users to dynamically create filters and rules to help detect fraud and screen suspicious transactions. Our extensive reporting system provides a quick and easy way to review transactions, block suspicious activity and identify malicious users. Transactions are analyzed both before and after, allowing for declines before or after authorization.

Functionality

Dynamic AVS (Address Verification Service) rule set
CVV2, CVC2 and CID (3 and 4 digit codes) rule set
Dynamically create and continually refine rules based upon:
- Thresholds: including dollar amount charged, # of transactions, etc.
- User Bans: Ban specific users by their credit card number, country, IP address, email services, etc.
- User Ban Exceptions: make exceptions to established rules
- IP Geolocation
Establish cascading rule sets
Choose either “Flag for Review” or “Deny” settings
Complete trending and data analysis
History log for easy reference and trend identification
Distinguish between Attempted and Approved transactions to prevent ‘spinning’ of credit cards
Verified by Visa and MasterCard SecureCode

Key Benefits

Automate the identification of suspicious or fraudulent activity
Avoid any disruption of commerce and transaction flow
Quickly identify single event fraud or trends in real time