Electronic Check & ACH Payment Processing

Echecks, ACH & Electronic Funds Transfer (EFT) are emerging as useful payment methods for merchants of all types. Whether used for recurring billing, one-time payments or to transfer funds to partners or affiliates, echecks are a cost-efficient method. With Braintree you can accept them online, over the phone, or via fax.

Electronic checks are one of the fastest growing segments in the payment processing industry because they are simple, safe and cost effective.

Electronic checks and ACH can benefit your business

• Lower transaction costs
• Easy to accept via a website, fax or over the phone
• Great alternative for consumers worried about credit card security
• Easily integrated with your current software or as a stand alone solution
• Eliminates the cost of invoicing and depositing paper checks
• Works with your existing bank account

Electronic Funds Transfer (EFT)

Electronically send money to affiliates, vendors, partners or employees by using Electronic Funds Transfer (EFT). You can now effectively streamline several processes, including commission payments, revenue sharing and expense reimbursement.

We make processing EFTs easy and seamless

• Manually process transactions using the Virtual Terminal
• Use our API and integrate with the Payment Gateway
• Use our advanced technologies for Batch upload or FTP

The benefits of using Electronic Funds Transfer

• Automate fund flow and lower costs: Using EFT to send and receive funds eliminates the need to generate paper checks or invoices, which will reduce your costs
• Streamline operations: Eliminate manual processes and create greater efficiency in your business
• Security: All payment information can be remotely stored in a PCI Compliant environment